{"id":1177,"date":"2024-11-04T13:56:45","date_gmt":"2024-11-04T10:56:45","guid":{"rendered":"https:\/\/market-monitor.staginghub.net\/?p=1177"},"modified":"2024-11-21T14:45:53","modified_gmt":"2024-11-21T11:45:53","slug":"sectiunea-de-educatie-indicatorul-roa","status":"publish","type":"post","link":"https:\/\/market-monitor.staginghub.net\/ro\/2024\/11\/04\/sectiunea-de-educatie-indicatorul-roa\/","title":{"rendered":"SECTIUNEA DE EDUCATIE: INDICATORUL ROA"},"content":{"rendered":"\n<p>ANALIZA FUNDAMENTALA<\/p>\n\n\n\n<p>Articol publicat in nr. 11 al Newsletter-ului din data de 4 noiembrie 2024.<\/p>\n\n\n\n<p><strong>Ce reprezinta indicatorul Return on Assets (ROA) ?<\/strong><\/p>\n\n\n\n<p>ROA este un indicator de profitabilitate care arata cat profit genereaza o companie din activele sale.<\/p>\n\n\n\n<p>Cu cat ROA are un valoare mai ridicat\u0103, cu at\u00e2t compania are un grad de eficienta mai mare in a genera profit.<\/p>\n\n\n\n<p><strong>Cum se calculeaza ?<\/strong><\/p>\n\n\n\n<p>Iata formula de calcul pentru ROA :<\/p>\n\n\n\n<p><strong>ROA&nbsp; = Profit net\/ Active totale<\/strong><\/p>\n\n\n\n<p>Pentru a fi cat mai preci\u0219i in calcul, unii specialisti considera ca trebuie sa utiliz\u0103m o medie a activelor totale \u00eentre activele de la \u00eenceputul perioadei (exercitiului) si cele de la finalul perioadei de raportare. Aceasta pentru c\u0103 profitul perioadei este unul cumulat, generat de active care au fluctuat pe tot parcursul perioadei.<\/p>\n\n\n\n<p>Pentru e exemplifica calculul ROA vom lua exemplul unei companii listate, Wells Fargo &amp; Company (simbol WFC).<\/p>\n\n\n\n<p>Pe site-ul companiei putem consulta Situa\u021biile financiare la 31 decembrie 2023.<\/p>\n\n\n\n<p>Rezultatul net din contul de Profit \u0219i pierdere la 31 decembrie 2023 este urm\u0103torul:<\/p>\n\n\n\n<figure class=\"wp-block-image size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"606\" height=\"608\" src=\"https:\/\/market-monitor.staginghub.net\/wp-content\/uploads\/2024\/11\/Analiza_grafic-1-2.png\" alt=\"\" class=\"wp-image-1180\" style=\"width:726px;height:auto\" srcset=\"https:\/\/market-monitor.staginghub.net\/wp-content\/uploads\/2024\/11\/Analiza_grafic-1-2.png 606w, https:\/\/market-monitor.staginghub.net\/wp-content\/uploads\/2024\/11\/Analiza_grafic-1-2-300x301.png 300w, https:\/\/market-monitor.staginghub.net\/wp-content\/uploads\/2024\/11\/Analiza_grafic-1-2-150x150.png 150w\" sizes=\"(max-width: 606px) 100vw, 606px\" \/><\/figure>\n\n\n\n<p>Sursa :<a href=\"https:\/\/www.wellsfargo.com\/about\/investor-relations\/annual-reports\/\"> Annual Reports and Proxy Statements &#8211; Investor Relations \u2013 Wells Fargo<\/a><\/p>\n\n\n\n<p>Iar total active la 31 decembrie 2023 si respectiv 2022 se prezinta astfel :&nbsp;<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"808\" height=\"424\" src=\"https:\/\/market-monitor.staginghub.net\/wp-content\/uploads\/2024\/11\/Analiza_grafic-2-2.png\" alt=\"\" class=\"wp-image-1182\" srcset=\"https:\/\/market-monitor.staginghub.net\/wp-content\/uploads\/2024\/11\/Analiza_grafic-2-2.png 808w, https:\/\/market-monitor.staginghub.net\/wp-content\/uploads\/2024\/11\/Analiza_grafic-2-2-300x157.png 300w, https:\/\/market-monitor.staginghub.net\/wp-content\/uploads\/2024\/11\/Analiza_grafic-2-2-768x403.png 768w, https:\/\/market-monitor.staginghub.net\/wp-content\/uploads\/2024\/11\/Analiza_grafic-2-2-150x79.png 150w, https:\/\/market-monitor.staginghub.net\/wp-content\/uploads\/2024\/11\/Analiza_grafic-2-2-696x365.png 696w\" sizes=\"(max-width: 808px) 100vw, 808px\" \/><\/figure>\n\n\n\n<p>Sursa :<a href=\"https:\/\/www.wellsfargo.com\/about\/investor-relations\/annual-reports\/\"> Annual Reports and Proxy Statements &#8211; Investor Relations \u2013 Wells Fargo<\/a><\/p>\n\n\n\n<p>Astfel, <strong>media activelor totale<\/strong> este urm\u0103toarea:<\/p>\n\n\n\n<p>Medie total active = (1.932.468 milioane USD + 1.881.020 milioane USD)\/2 = 1.906.744 milioane USD<\/p>\n\n\n\n<p>Avem toate informa\u021biile pentru a putea calcula ROA:<\/p>\n\n\n\n<p>ROA = 19.142\/ 1.906.744 = 0.01<\/p>\n\n\n\n<p>ROA este exprimat in procente, deci <strong>ROA <\/strong>obtinut la 31 decembrie 2023<strong> este de 1%<\/strong>.<\/p>\n\n\n\n<p><strong>Cum interpretam indicatorul ROA ?<\/strong><\/p>\n\n\n\n<p>ROA este un indicator de profitabilitate care este folosit in special pentru a <strong>compara companiile din acelasi sector<\/strong>.<\/p>\n\n\n\n<p>De asemenea, putem compara ROA obtinut cu media sectorului.<\/p>\n\n\n\n<p>O sursa pentru media sectorului, este site-ul<a href=\"https:\/\/fullratio.com\/roa-by-industry\"> Return on Assets (ROA) by industry &#8211; FullRatio<\/a>:<\/p>\n\n\n\n<div class=\"wp-block-group is-nowrap is-layout-flex wp-container-core-group-is-layout-1 wp-block-group-is-layout-flex\"><\/div>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"583\" height=\"464\" src=\"https:\/\/market-monitor.staginghub.net\/wp-content\/uploads\/2024\/11\/Analiza_grafic-3-2.png\" alt=\"\" class=\"wp-image-1185\" srcset=\"https:\/\/market-monitor.staginghub.net\/wp-content\/uploads\/2024\/11\/Analiza_grafic-3-2.png 583w, https:\/\/market-monitor.staginghub.net\/wp-content\/uploads\/2024\/11\/Analiza_grafic-3-2-300x239.png 300w, https:\/\/market-monitor.staginghub.net\/wp-content\/uploads\/2024\/11\/Analiza_grafic-3-2-150x119.png 150w\" sizes=\"(max-width: 583px) 100vw, 583px\" \/><\/figure>\n\n\n\n<p>Sursa :<a href=\"https:\/\/fullratio.com\/roa-by-industry\"> https:\/\/fullratio.com\/roa-by-industry<\/a><\/p>\n\n\n\n<p>Dup\u0103 cum observam, WFC are un <strong>ROA sub media sectorului<\/strong>. \u00cens\u0103 trebuie sa analizam \u0219i alte companii de aceea\u0219i talie din acela\u0219i sector pentru a vedea unde este WFC plasata in raport cu aceste companii. Pentru aceasta vom selecta in platforma Finviz de exemplu campaniile din sectorul \u00ab Financial \u00bb, industria \u00ab Banks- diversified \u00bb.\u00a0<\/p>\n\n\n\n<p>De asemenea, putem urmari indicatorul ROA prin <strong>comparatie cu valorile sale anterioare<\/strong>, pentru a vedea care este evolutia sa in timp. Un indicator <strong>ROA \u00een cre\u0219tere<\/strong> tinde s\u0103 indice c\u0103 o companie \u00ee\u0219i cre\u0219te profiturile cu fiecare dolar investit \u00een activele totale ale companiei. Dimpotriva, un <strong>ROA \u00een sc\u0103dere <\/strong>poate indica faptul c\u0103 o companie nu genereaz\u0103 suficient profit pentru a justifica costul acelor active. Acest lucru poate indica unele decizii de investi\u021bii de capital mai putin inspirate din partea managementului.<\/p>\n\n\n\n<p><strong>Concluzie : ROA este un indicator de profitabilitate care ne ajuta in primul rand sa comparam companii din aceeasi industrie. El trebuie intotdeauna corelat cu alti indicatori.<\/strong><\/p>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>ANALIZA FUNDAMENTALA Articol publicat in nr. 11 al Newsletter-ului din data de 4 noiembrie 2024. Ce reprezinta indicatorul Return on Assets (ROA) ? ROA este un indicator de profitabilitate care arata cat profit genereaza o companie din activele sale. Cu cat ROA are un valoare mai ridicat\u0103, cu at\u00e2t compania are un grad de eficienta [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":1201,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[4,72],"tags":[],"class_list":{"0":"post-1177","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-educatie","8":"category-educatie-ro"},"acf":[],"_links":{"self":[{"href":"https:\/\/market-monitor.staginghub.net\/ro\/wp-json\/wp\/v2\/posts\/1177"}],"collection":[{"href":"https:\/\/market-monitor.staginghub.net\/ro\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/market-monitor.staginghub.net\/ro\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/market-monitor.staginghub.net\/ro\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/market-monitor.staginghub.net\/ro\/wp-json\/wp\/v2\/comments?post=1177"}],"version-history":[{"count":10,"href":"https:\/\/market-monitor.staginghub.net\/ro\/wp-json\/wp\/v2\/posts\/1177\/revisions"}],"predecessor-version":[{"id":1218,"href":"https:\/\/market-monitor.staginghub.net\/ro\/wp-json\/wp\/v2\/posts\/1177\/revisions\/1218"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/market-monitor.staginghub.net\/ro\/wp-json\/wp\/v2\/media\/1201"}],"wp:attachment":[{"href":"https:\/\/market-monitor.staginghub.net\/ro\/wp-json\/wp\/v2\/media?parent=1177"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/market-monitor.staginghub.net\/ro\/wp-json\/wp\/v2\/categories?post=1177"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/market-monitor.staginghub.net\/ro\/wp-json\/wp\/v2\/tags?post=1177"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}